Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.90%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 5.99%
- $639.21
- $116.99
-
- 1 Year
- 6.15%
- $648.75
- 4.99%
- $581.04
- $67.71
-
- 2 Years
- 5.44%
- $606.90
- 4.44%
- $550.14
- $56.76
-
- 3 Years
- 4.62%
- $560.16
- 3.94%
- $522.77
- $37.39
-
- 4 Years
- 6.01%
- $640.40
- 4.19%
- $536.37
- $104.03
-
- 5 Years
- 4.56%
- $556.81
- 4.19%
- $536.37
- $20.44
-
- 7 Years
- 6.41%
- $664.38
- 5.10%
- $587.31
- $77.07
-
- 10 Years
- 6.81%
- $688.72
- 5.34%
- $601.11
- $87.61
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThank God for Kim Skinner from DLC. Kim helped us arrange our mortgage in less than 2 weeks, starting from scratch, giving us a list of things that she needed to make the purchase of our new abode much easier. Even while on vacation, Kim emailed us to make sure everything was in place. Kim was able to come up with a lender who did private sales at the right time, at the right rate and never missed a beat or a detail to slow down the process of closing the deal. Ron and I both highly recommend Kim for all of your mortgage needs. Kim, thank you, thank you, thank you for everything you did for us.
D. Franklin
Kim provided fast and clear answers to all my questions, she demonstrated her thorough knowledge of the process, she was attentive to my needs at every step of the process, and she ensured that I obtained the best available rate for my mortgage.
Thank you again for your help!
July 2025
Working with Kim Skinner was truly the most reassuring part of our home buying and renovation journey. From the very beginning, Kim was patient, responsive, and always two steps ahead—guiding us through every hurdle with genuine care and expertise.
Our file was anything but simple, yet Kim never made us feel like a burden. She stayed on top of every detail, communicated regularly, and went above and beyond to make sure we met tight deadlines. Even when things came down to the wire, Kim was right there, working behind the scenes and coordinating all the moving parts to ensure everything came together on time.
We felt completely supported and trusted her every step of the way, at any time of the day. Kim made a complicated process feel manageable and always took the time to explain things clearly. Thanks to her, we now have our beautiful home and the renovations we dreamed of.
We can’t recommend Kim highly enough. If you’re looking for someone who genuinely cares and will go the distance for you, Kim is the person you want in your corner.
– Johnathan & Hannah Atell
June 2014
I first met Kim over 3 years ago when I thought of using some of the equity in my home to purchase a rental. No problem. Kim made it happen for me.
When it came time to renew the mortgage on my home, naturally I thought of Kim. She helped me access more equity in my home and 6 months later I bought my second rental.
Kim worked really hard to bring that one together for me. She really knows her stuff!
Keep your pencil sharpened Kim! I’m planning the third rental in about 18 months!
P.B.
We would like to thank Kim very much for her excellent services in helping us acquire a mortgage. Her professional expertise in this business was very appreciated. She was very thorough and very fast in getting us pre-mortgage approval so we could look for a home, confident that we would be approved for the bank’s mortgage. We chose a house fairly quickly and had a very short closing time.
We got our final approved mortgage and moved in within a month. Thanks for your thoughtful and professional way that you treated us. Will recommend you to any future home buyers.
Thanks, Gord and Brenda Reid